United India Insurance Co (UIIC) Recruitment 2026: Career Guide & Vacancy Details

About United India Insurance Co (UIIC) Careers

🏛️ Organization Overview

United India Insurance Company Limited (UIIC) is the second-largest public sector general insurance company in India. Following the nationalization of general insurance in 1972, UIIC was formed by the merger of 22 companies. Today, it stands as a cornerstone of the Indian financial ecosystem, providing a wide array of insurance solutions ranging from health and motor to complex industrial and aviation covers.

With its registered head office in Chennai, the organization operates through a massive network of multi-tiered offices, including Regional, Divisional, and Branch offices across every corner of India. For a job seeker, UIIC represents more than just a regular desk job; it is an opportunity to contribute to national risk management while enjoying the benefits and prestige of a government-backed institution.

💼 Key Job Profiles (Evergreen Roles)

• Administrative Officer (AO) - Scale I (Generalist): Generalists handle administrative, underwriting, and claims management tasks. They ensure the smooth execution of policy issuances and departmental coordination.
• Administrative Officer (AO) - Scale I (Specialist): Recruited in fields like Law, Finance, IT, Engineering, and Medicine. These officers apply their domain expertise to assess technical risks, handle legal disputes, or manage the company’s digital infrastructure.
• Assistant: A clerical cadre role focused on customer service, data entry, and supporting the daily operations of branch offices. It is a vital frontline role for policy servicing and documentation.

💰 Salary & Employee Benefits

UIIC offers a highly competitive pay structure based on public sector scales.

• Administrative Officer (Scale I): Appointed candidates enter a pay scale of approximately ₹50,925 to ₹96,765. In metropolitan cities, the gross emoluments can reach up to ₹88,000 per month.
• Assistant: The pay scale starts from a basic of ₹22,405, with an initial gross salary of approximately ₹37,000 in Tier-1 cities.

Standard Perks:

• Allowances: Dearness Allowance (DA), House Rent Allowance (HRA), and City Compensatory Allowance (CCA).
• Benefits: Gratuity, LTS (Leave Travel Subsidy), Medical Benefits (reimbursement for self and family), and Group Personal Accident Insurance.
• Retirement: Coverage under the National Pension System (NPS).

🎯 Selection Process

The selection for UIIC follows a rigorous, merit-based multi-stage process:

1. Online Objective Examination: A computer-based test covering Reasoning, English Language, Quantitative Aptitude, General Awareness (with focus on the financial/insurance sector), and Computer Literacy. Specialists also take a Professional Knowledge test.
2. Descriptive Test (For AO Only): An online test consisting of Essay and Letter writing to assess English proficiency. This is usually qualifying in nature.
3. Regional Language Test (For Assistants): Since Assistants deal with local clients, candidates must demonstrate proficiency in the regional language of the state they applied for.
4. Personal Interview: Final stage for AO candidates where personality, communication, and subject knowledge are evaluated.

💡 Expert Tips: How to Crack UIIC Exams

1. Master the Financial Awareness Section

Unlike general bank exams, UIIC places significant weight on the "Financial & Insurance Sector." Dedicate time to learning insurance terminology (IRDAI regulations, types of policies, etc.) as this often acts as the "score-booster" section.

2. Focus on Sectional Timing and Accuracy

UIIC exams often feature sectional cut-offs. Use mock tests to practice balancing speed with accuracy. Don't spend too much time on a single complex puzzle; ensure you attempt enough questions in every section to clear the minimum threshold.

3. Practice Descriptive Writing Early

For the AO post, the Descriptive Test is often overlooked. Spend 30 minutes twice a week practicing formal letter formats and essays on current economic topics to ensure you can type effectively within the 30-minute exam window.