7th CPC Salary Calculator 2026 - Calculate 7th Pay Commission Salary

7th CPC Salary Calculator

7वां वेतन आयोग कैलकुलेटर

Calculate your revised salary, allowances, and take-home pay based on 7th Pay Commission rules.

Accurate 2025 Rates DA & HRA Updated
Input Details
Select your current pay level (1-18)
Select your basic pay from the matrix
%

Ready to Calculate?

Enter your details in the form to see your salary breakdown.

Understanding 7th Pay Commission Components

1. Basic Pay & Pay Matrix

Under the 7th Central Pay Commission (CPC), the system of Pay Bands and Grade Pay has been replaced by a new Pay Matrix. The matrix comprises 18 Pay Levels, where Level 1 corresponds to the lowest entry pay (₹18,000) and Level 18 represents the Cabinet Secretary level (₹2,50,000).

Formula: Your Basic Pay is determined by your Level and the specific Cell (index) you occupy in that level. Annual increments move you vertically down to the next cell.
2. Dearness Allowance (DA)

Dearness Allowance is paid to compensate for inflation. It is calculated as a percentage of your Basic Pay. The rate is revised twice a year, typically in January and July, based on the All India Consumer Price Index (AICPI).

  • The current DA rate (as of Jan 2024) is 50%.
  • When DA crosses 50%, HRA rates and certain allowances are automatically revised upwards.
3. House Rent Allowance (HRA)

HRA depends on the city you are posted in. Cities are classified into X, Y, and Z categories based on population.

City Class Population HRA Rate Revised HRA (if DA > 50%)
X (Metro) 50 Lakh + 24% 30%
Y (Tier-2) 5 - 50 Lakh 16% 20%
Z (Others) Below 5 Lakh 8% 10%
4. Transport Allowance (TA)

Transport Allowance is provided to cover commuting costs. The amount is fixed based on your Pay Level and the city category (Higher TPTA Cities vs Others).

Pay Level Higher TPTA Cities Other Places
Level 9 and above ₹ 7,200 + DA ₹ 3,600 + DA
Level 3 to 8 ₹ 3,600 + DA ₹ 1,800 + DA
Level 1 and 2 ₹ 1,350 + DA ₹ 900 + DA

* Employees in Level 1 & 2 with pay ₹24,200+ get Level 3 rates.

5. Major Deductions (NPS)

National Pension System (NPS): For employees who joined after 2004, 10% of (Basic Pay + DA) is deducted every month towards NPS. The government contributes 14% to this account.

Other common deductions include CGEGIS (Group Insurance) and Professional Tax, which vary by state and level.

Fitment Factor

2.57

The 7th CPC recommended a uniform fitment factor of 2.57 to convert 6th CPC Basic Pay to the new structure.

Quick FAQs
How is Net Salary calculated?

Net Salary = (Basic + DA + HRA + TA) - (NPS + PF + Taxes).

What is Level 1 Pay?

Entry Basic for Level 1 is ₹18,000.

Are allowances taxable?

DA is fully taxable. HRA is exempt subject to rent receipt rules.

Disclaimer: This calculator provides an estimate based on 7th CPC recommendations. Actual salary may vary due to specific departmental allowances, deductions like CGEGIS, CGHS, and Income Tax.