LIC AAO Syllabus: Direct Link to Download Syllabus PDF
Contents
The Life Insurance Corporation of India (LIC) has published the official syllabus and exam pattern for the AAO recruitment exam. To ensure a well-structured study plan, candidates aiming for the LIC AAO exam should thoroughly review both sections of the syllabus. Understanding the detailed syllabus and exam structure is essential for effective preparation. This page provides the complete LIC AAO Syllabus 2025 Out Direct Link to Download Syllabus PDF here for the 2026 cycle.
LIC AAO Exam Pattern Overview
- Exam Name: LIC AAO Recruitment
- Conducting Authority: Life Insurance Corporation of India (LIC)
- Selection Process: Prelims, Mains, and Interview
- Number of Questions: 100
- Duration: 1 hour or 60 minutes
- Total Marks: Prelims – 70, Mains – 300
- Negative Marking: No
- Official Website: licindia.in
LIC AAO Syllabus
LIC AAO Syllabus – Preliminary Examination
LIC AAO Syllabus for Reasoning
- Alphabet and Number Series
- Machine Input-Output
- Alpha-Numeric-Symbol Series
- Coding-Decoding
- Puzzles
- Inequalities
- Syllogism
- Logical Reasoning
- Seating Arrangements
- Direction Test
- Input-Output
- Statement, Arguments, and Conclusion
- Analytical Reasoning
- Blood Relations
- Order and Ranking
LIC AAO Syllabus for Quantitative Aptitude
- Approximation
- Partnership
- Mixtures & Alligations
- Percentage
- Data Sufficiency
- Number Series
- Profit and Loss
- Work and Time
- Average
- Quadratic Equations
- Ratio and Proportion
- Surds and Indices
- Data Interpretation
- HCF and LCM
- Simplification
- Simple and Compound Interest
- Problem on Ages
- Probability
- Cistern and Pipe
- Mensuration
- Permutation and Combination
- Speed, Distance and Time
- Boats and Streams
LIC AAO Syllabus for English
- Antonyms and Synonyms
- Idioms and Phrases
- Fillers
- Cloze Tests
- Phrase/Connector
- Passage Completion
- Vocabulary based questions
- Subject-Verb Agreement
- Spotting Errors
- Parts of Speech
- Sentence Improvement
- Active and Passive Voice
- Singular-Plural
- Direct and Indirect Speech
- Para-jumbles
- Reading Comprehension
- Word Usage
- Error Corrections
General Awareness
Current Affairs (National & International), Awards & Honors, Books & Authors, Countries, Capitals & Currencies, Important Days, Science & Technology, Inventions & Discoveries, Financial Institutions (National & International), National & International Organizations, Indian Constitution, Indian Politics, Indian Economy, Geography, History.
LIC AAO Syllabus for Mains
LIC AAO Syllabus for GK & Current Affairs
- Current Affairs of last six months with special emphasis on Insurance news
- History of India
- Indian Constitution
- Government Schemes
- Government Policies
- Books and Authors
- Inventions and Discoveries
- Geography of India and the World
- Environment Topics
- Sports News
- New Legislations
- Important Days
- Person in News
- Indian Economy
- National and International Events
- Awards and Honours
- Science and Technology
- Committee, Commissions and Reports
- National and International Organizations
Data Analysis and Interpretation
- Data Sufficiency
- Data Derivation
- Data Implementation
- Pie charts
- Bar graphs
- Data Handling
- Arithmetic Chapters
Insurance and Financial Market Awareness
- Basics of Insurance industry
- Major policies of insurance industry
- Insurance Development
- Business/ Finance topic
- Various laws and policies
- History of Banking & Insurance
- Financial institutions
- Insurance terminologies
- Financial market
Reasoning Ability
Arrangement & Pattern, Coding-Decoding, Blood Relations, Analogy, Inequalities, Syllogisms, Classification, Data Sufficiency, Input-Output, Linear Arrangement, Alphabet Series, Data Interpretation, Grouping & Selection, Verbal Reasoning, Clock, Venn Diagram, Mirror Images, Calendar.
English Language (Descriptive)
Essay Writing, Letter Writing, Report Writing.
Professional Knowledge (IT)
Data Communication and Networking, Database Management System, Operating System.
LIC AAO Syllabus for Descriptive Test
The LIC AAO syllabus for the English Language includes a descriptive test comprising Essay and Letter Writing. The essay writing section requires candidates to engage with newspaper editorials, delve into current affairs, and practice writing to enhance their proficiency. The letter writing component in the LIC AAO Mains exam encompasses both formal and informal formats, giving candidates the flexibility to choose either one based on their preference.
| Essay | Letter Writing |
|---|---|
| Travel Insurance- Benefits | Write an informal letter to a younger friend telling him the importance of a retirement pension, who recently got a job. |
| Which of the following do you prefer?Insurance or elseMutual Funds | Write a formal letter to your boss in which you describe the value of group insurance |
| Financial Security and its Elements | Write a formal letter requesting an insurance firm to change the residential address. |
LIC AAO Exam Pattern
LIC AAO Prelims Exam Pattern
- The LIC AAO preliminary exam is going to be held in online mode.
- The authorities have prescribed the minimum qualifying marks for each subject and category that has to be secured.
- English Language section shall be qualifying in nature and it won’t be counted while drafting the final merit list.
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language with special emphasis on grammar, vocabulary and comprehension | 30 | 30** | 20 minutes |
| Total | 100 | 70 | 60 minutes (1 Hour) |
LIC AAO Mains Exam Pattern
- LIC AAO mains will also be held in the online mode
- Those who qualify for the cut-off marks for the objective test will be eligible to get their descriptive papers evaluated by the concerned board.
- English paper shall be qualifying in nature for the LIC AAO mains as well.
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning | 30 | 90 | 40 minutes |
| General Knowledge, Current Affairs | 30 | 60 | 20 minutes |
| Data Analysis & Interpretation | 30 | 90 | 40 minutes |
| Insurance and Financial Market Awareness | 30 | 60 | 20 minutes |
| Total | 120 | 300 | 120 minutes |
| English Language (Letter Writing & Essay) | 2 | 25** | 30 minutes |
LIC AAO Interview
The LIC AAO interview round is scheduled to carry a weightage of 60 marks. During this phase, the assessing authorities will evaluate candidates based on their communication skills, as well as analytical and theoretical knowledge. To qualify, candidates need to secure a minimum of 30 marks for unreserved categories and 27 marks for SC/ST/PWdB category students in the interview round. Approximately three times the total number of vacancies will be shortlisted for the interview stage. The final merit list will be compiled by considering the marks obtained in both the LIC AAO mains exam and the interview round.
LIC AAO Exam Preparation Tips
- Understand the Exam Pattern and Syllabus – Review the syllabus and exam pattern to plan effectively.
- Create a Study Schedule – Organize your study time for both General and Nursing subjects.
- Refer to the Best Study Materials – Use recommended books and resources for each subject.
- Practice Regularly – Solve practice papers and previous year’s questions to improve your skills.
- Focus on Conceptual Clarity – Focus on understanding core concepts, not just memorization.
- Improve Speed and Accuracy – Practice answering questions quickly and accurately.
- Stay Updated with Current Affairs – Read newspapers and follow online resources for current events.
- Maintain a Healthy Lifestyle – Eat well, stay hydrated, and take regular breaks.
- Revision is Key – Regularly revise topics to ensure better retention.
- Stay Positive and Motivated – Stay confident and motivated throughout your preparation.
FAQs
As per the source, the syllabus is based on the 2025 cycle. Candidates should verify with the official LIC notification for any updates for 2026.
No, the Mains syllabus includes additional sections like Insurance & Financial Market Awareness and Professional Knowledge (IT) which are not present in Prelims.
According to the exam pattern provided, there is no negative marking.
The exam duration is 1 hour or 60 minutes.
