The posting and transfer rules for an IBPS Clerk are determined by the internal administrative policy of the allocated Public Sector Bank, while promotion avenues are structured and well-defined.
- Initial Posting: Candidates are provisionally allotted to one of the participating PSBs based on merit-cum-preference and state/UT vacancies. The initial posting is typically within the state/UT for which the candidate applied.
- Inter-Bank Transfer: Transfer from one Public Sector Bank to another is not permitted.
- Transfer Policy (Within Bank): Clerical transfers are generally within the region, zone, or state/UT of the initial posting, subject to the bank's requirement and its defined transfer policy for Clerical Cadre.
- Promotion Opportunities: Promotion to the Officer Cadre (Junior Management Grade Scale-I / PO) is possible through two defined channels after a minimum service period (typically 3 years):
Normal/Seniority Channel: Based on seniority, experience, and passing an internal written examination.
Merit/Fast-Track Channel: For candidates who have acquired professional qualifications like the JAIIB and CAIIB certifications from the Indian Institute of Banking and Finance (IIBF).
- Clarification: While inter-bank transfer is restricted, there is a clear pathway for career progression and internal promotion to the officer level.