APCOB Salary 2026: Post-Wise Pay Scale, In-Hand Salary, Allowances & Promotion Hierarchy
The Andhra Pradesh State Cooperative Bank (APCOB) offers competitive remuneration and attractive perquisites governed by the cooperative banking bipartite wage settlements. Candidates applying for Staff Assistant and Assistant Manager positions often evaluate the starting basic pay, monthly deductions, gross emoluments, and in-hand net salary.
APCOB Post-Wise Salary Breakdown 2026
Salaries in APCOB and affiliated District Cooperative Central Banks (DCCBs) include basic pay plus applicable Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and Special Allowances:
| Post Cadre | Starting Basic Pay | Approximate Gross Salary | Estimated In-Hand Salary |
|---|---|---|---|
| Staff Assistant / Clerk | ₹17,900 – ₹20,000 | ₹31,000 – ₹36,000 | ₹27,500 – ₹32,000 / month |
| Assistant Manager (Scale-I) | ₹36,000 – ₹38,000 | ₹52,000 – ₹60,000 | ₹46,000 – ₹53,500 / month |
| Manager (Scale-II) | ₹48,170 – ₹51,000 | ₹70,000 – ₹80,000 | ₹62,000 – ₹71,000 / month |
| Apprentice (1-Year Training) | Stipend Basis | ₹10,500 – ₹15,000 | ₹10,500 – ₹15,000 / month |
Allowances & Additional Benefits
- Dearness Allowance (DA): Revised quarterly based on the All India Consumer Price Index (AICPI), offering inflation protection.
- House Rent Allowance (HRA): 7% to 9% of Basic Pay depending on whether posted at Head Office (Vijayawada), municipal corporations (Visakhapatnam, Guntur), or rural DCCB branch offices.
- Special Allowance & Transport Support: Monthly allowance paid alongside basic salary.
- Medical Reimbursement: Annual coverage for employee and eligible dependents.
- Leave Travel Concession (LTC): Paid travel allowance for visiting home town or nationwide places of choice on fixed blocks.
- Concessional Staff Loans: Highly favorable interest rates for home loans, vehicle loans, and personal loans.
Career Progression & Promotion Hierarchy
APCOB provides an established promotion path based on internal departmental exams (JAIIB/CAIIB certifications) and seniority-cum-merit:
- Staff Assistant (Clerical Cadre)
- Assistant Manager (Scale-I)
- Manager (Scale-II)
- Senior Manager (Scale-III)
- Chief Manager (Scale-IV)
- Assistant General Manager (AGM)
- Deputy General Manager (DGM)
- General Manager (GM) / Chief Executive Officer (CEO)
To check current active job vacancies, qualification norms, and apply online, visit the APCOB Recruitment 2026 Hub.
Official Recruitment Portal
For comprehensive notifications, qualification criteria, syllabus PDF, and direct online application links, explore the main APCOB Salary, Vacancies & Application Hub on MySarkariNaukri.
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