J&K Bank Recruitment 2026: 323 Probationary Officer – Apply Online @ jkb.bank.in

About J&K Bank Probationary Officer Recruitment 2026

Jammu & Kashmir Bank Ltd., headquartered at M.A. Road, Srinagar, has released the Recruitment of Probationary Officers – UT of J&K notice for 323 vacancies. The online Preliminary and Mains examinations will be conducted by the Institute of Banking Personnel Selection (IBPS). Only domiciles of the Union Territory of Jammu & Kashmir are eligible to apply. Selected candidates must remain posted within the Zone first allotted to them for at least five years.

Post-Wise Vacancy & Pay Scale

Category-wise reservation is expressed as percentages (SC 8%, ST 20%, SEBC 8%, EWS 10%, ALC/IB 4%, Backward Areas 10%, PwBD 4% horizontal) under the UT of J&K Reservation Rules, 2005 (as amended).

Eligibility Criteria & Educational Qualification

• Educational Qualification: Graduate in any discipline from a university recognized by the Government of India, or any other equivalent qualification recognized by the Central Government / UGC, as on the last date of registration (26 November 2026).
• Domicile Requirement: Only domiciles of the UT of J&K are eligible. Selected candidates must produce a domicile certificate issued by the Competent Authority.
• Percentage Calculation: Total marks in all subjects of all semesters/years divided by aggregate maximum marks × 100. Fractions are ignored — 59.99% is treated as less than 60%. Where CGPA/OGPA is awarded, a university conversion certificate is required.
• Age Limit: Minimum 20 years and maximum 30 years as on 01-01-2026 (born not earlier than 01.01.1996 and not later than 01.01.2006, both inclusive). Maximum age applies to General and EWS candidates.

Age Relaxation

Upper age relaxation for SC/ST/SEBC candidates is cumulative with PwBD relaxation.

Application Fee Structure

Fee is payable online from 07-11-2026 to 26-11-2026 through Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards or Mobile Wallets. Bank transaction charges are borne by the candidate. Registration is complete only upon successful fee deposit.

Selection Process & Exam Pattern

The selection process involves three stages conducted by IBPS under J&K Bank supervision:

1. Online Preliminary Examination — Candidates qualifying each of the three tests reach the Mains. Minimum qualifying marks: 40% (General) / 35% (Reserved). Shortlisting ratio: 10× vacancies per category.
2. Online Mains Examination — Objective (200 marks) + Descriptive Paper (25 marks). Minimum qualifying marks: 40% (General) / 35% (Reserved). Shortlisting ratio: 3× vacancies per category for interview.
3. Interview — 100 marks, minimum qualifying 40% (General) / 35% (Reserved). Final merit combines Mains and Interview in the ratio 80:20.

Negative marking: One-fourth (¼) of the marks of a question is deducted for each wrong answer in objective tests. No penalty for unattempted questions.

Preliminary Exam Pattern

Mains Exam Pattern

Medium of examination: English. Each test is separately timed. Score normalization uses the equi-percentile method up to two decimal places.

Examination Centres

Candidates must choose six centres, of which at least three must be outside J&K-UT:

Required Documents & Instructions for Candidates

• Original Matriculation (10th) Certificate / Birth Certificate as Proof of Date of Birth.
• Graduation Degree and Consolidated Mark Sheets from a recognized University.
• Valid Domicile Certificate of UT of J&K issued by Competent Authority.
• Valid Category / Caste Certificate in prescribed format (EWS certificate must be valid for 2026-2027).
• Valid PwBD Certificate (minimum 40% benchmark disability) issued by Competent Authority, if applicable.
• Government-issued Photo ID Proof: PAN Card, Passport, Permanent Driving Licence, Voter's Card, Bank Passbook with photograph, College/University ID, Aadhaar/E-Aadhaar with photograph, or Employee ID. (Ration Card and Learner's Driving Licence are NOT accepted.)
• Original Preliminary Examination Call Letter and stamped photocopy of photo ID for Mains entry.
• Two recent passport-size photographs (keep approximately 8 copies for later stages).
• Handwritten Declaration in English: "I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required." Declaration written by anyone else or in another language invalidates the application.
• Scribe users: Submit Appendix I certificate (with application) and Appendix II undertaking; eligible candidates receive 20 minutes compensatory time per hour.

Scanned Uploads: Photograph (4.5cm × 3.5cm, 20kb–50kb, 200×230 pixels), Signature in black ink (not in capital letters), Left thumb impression on white paper, Handwritten declaration. Live photograph capture via webcam or mobile is also required.

How to Apply Online for J&K Bank PO Recruitment 2026

1. Visit https://jkb.bank.in/ → Careers tab → Open notification → Click "APPLY ONLINE".
2. Select "Click here for New Registration" → Enter Name, Contact Details, Email → Note Provisional Registration Number and Password.
3. Validate details and save using "Save & Next" (form can be completed in multiple sittings).
4. Upload photograph, signature, left thumb impression, and handwritten declaration as per specifications; capture live photograph.
5. Fill remaining details, preview the entire form carefully.
6. Click "COMPLETE REGISTRATION" — no changes possible after this step.
7. Click "Payment" tab → Pay fee online → Click "Submit".
8. Print e-Receipt and the Online Application Form containing fee details.

Important Instructions for Selected Candidates

• Selected candidates must remain posted within the Zone first allotted for at least five years; no transfer outside that Zone on any ground before then.
• No change of category permitted after registration.
• Names of candidate and father/husband must match all certificates and ID proof.
• Late reporting after the time mentioned on the call letter bars entry.
• Biometric data captured at Mains, document verification, and joining stages.
• Original documents (category, domicile, age, qualification) with photocopies must be produced at document verification; candidature cancelled without them at interview.
• No separate intimation will be issued for changes or updates — check https://jkb.bank.in/ under Careers tab.

Frequently Asked Questions

1. What is the last date to apply for J&K Bank Probationary Officer Recruitment 2026?

The online application window and fee payment window are both open from 07-11-2026 to 26-11-2026. No other mode of application is accepted. Candidates must complete registration and fee payment by 26 November 2026.

2. When will the J&K Bank PO Prelims and Mains examinations be conducted?

The Bank has stated that examination dates, call letter download dates, interview schedule, and provisional selection will be notified separately. Updates will be posted on https://jkb.bank.in/ under the "Careers" tab. No separate intimation will be issued.

3. What is the application fee for J&K Bank PO Recruitment 2026?

The application fee (Application Fees/Intimation Charges, excluding GST) is Rs. 1,000/- for SC/ST/SEBC/PwBD candidates and Rs. 1,200/- for all other categories. Payment is online only, from 07-11-2026 to 26-11-2026, via Debit Cards, Credit Cards, Internet Banking, IMPS, Cash Cards, or Mobile Wallets. Bank transaction charges are borne by the candidate.

4. What is the eligibility and domicile requirement for J&K Bank PO?

Candidates must hold a Graduate degree in any discipline from a university recognized by the Government of India (or equivalent recognized by UGC/Central Government) as on 26 November 2026. Only domiciles of UT of J&K are eligible. Age must be 20 to 30 years as on 01-01-2026 (General/EWS), with applicable relaxation for reserved categories.

5. What is the salary for J&K Bank Probationary Officer?

The available pages of the official notification do not specify the pay scale for the Probationary Officer post. Candidates are advised to refer to the full notification PDF or the Bank's website for compensation details upon provisional selection.

6. What is the selection process and exam pattern for J&K Bank PO 2026?

The selection involves three stages: Online Preliminary Examination (100 marks, 60 minutes) → Online Mains Examination (200 marks objective + 25 marks descriptive) → Interview (100 marks). Examinations are conducted by IBPS. The final merit score combines Mains and Interview in the ratio 80:20. Candidates must choose six exam centres, at least three outside J&K-UT. Negative marking of ¼ marks applies in objective tests.